Branch | About

Life moves faster than the pace of bank queues. Your smartphone is making the world a smaller place—and a faster one.

Branch is a for-profit socially conscious company based in San Francisco and Nairobi. We use technology to dramatically reduce the cost of delivering financial services in emerging markets. Our first product is credit. Branch is like a bank in your pocket, there for you at all times.

Commitment to Privacy and Security

Branch eliminates the challenges of getting a loan by using the data on your phone to create a credit score. We encrypt the data you choose to share with us to protect your privacy. We do not share your information with third parties.

Fair and Transparent Services

Our fees are clear and easy to understand. Our terms allow for easy repayment. We do not charge late fees or rollover fees. The more you use Branch, the better it gets. As you pay back on time, our fees decrease, and you unlock larger loans with more flexible terms.

Innovative Product, Compassionate People

Complete our application in minutes. Receive your loan instantly. We provide world-class support, 24 hours a day. Ask a question in the app and receive a response in minutes. We are motivated by seeing you succeed, and we will never stop improving to better serve you.

Branch for Business

Over 75% of Branch customers use their loan to start or grow a business. Join customers like Samuel and take your goals to the next level.

"Catering equipment is quite expensive and I have been trying to acquire a few items here and there, but Branch has been with me all along the way.” - Chef Samuel, Branch Customer

Our mission is to deliver world-class financial services to the mobile generation

Life moves faster than the pace of bank queues. Your smartphone is making the world a smaller place—and a faster one.

Branch is a for-profit socially conscious company based in San Francisco and Nairobi. We use technology to dramatically reduce the cost of delivering financial services in emerging markets. Our first product is credit. Branch is like a bank in your pocket, there for you at all times.

Commitment to Privacy and Security

Fair and Transparent Services

Innovative Product, Compassionate People

Branch for Business

Over 75% of Branch customers use their loan to start or grow a business. Join customers like Samuel and take your goals to the next level.

"Catering equipment is quite expensive and I have been trying to acquire a few items here and there, but Branch has been with me all along the way.” - Chef Samuel, Branch Customer

Meet our Co-Founders

Matthew Flannery

Daniel Jung

Random Bares

Meet our Investors

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