The power of financial access

Our mission is to deliver world-class financial services
to the mobile generation.

Data science
with a
social conscience

Applying machine learning, Branch has created an algorithmic approach to determine credit worthiness via customers' smartphones. While this tech-forward approach requires transparency and trust, it also enables a fair, secure and convenient path for customers to build capital and save for the future.

Mobile on the rise

In emerging markets across the globe, the middle class is booming and so is their need for fair, reliable financial services and capital. With smartphone growth at an all-time high, Branch has a unique opportunity to build customer-first financial products for people worldwide.

Scale by numbers

4 million +


21 million +

loans issued

600 million +

dollars disbursed


Matt serves as the CEO for Branch. Prior to founding the company, he co-founded the ground-breaking microfinance non-profit, where he served as CEO for nearly a decade.

Matt Flannery

Co-Founder & CEO

Daniel leads Branch’s product development and engineering organizations. Before co-founding Branch, Daniel held senior roles in product management and business development strategy at

Daniel Jung

Co-Founder & Chief Product Officer

Dayo oversees Branch’s Nigeria market. She has most recently held roles leading and managing a multi-million dollar financial services innovation fund at EFInA, and managing Union Bank of Nigeria’s corporate strategy efforts.

Dayo Ademola

Managing Director, Nigeria

Anshul leads Branch’s engineering team. He comes with extensive startup experience and has worked at companies like Zynga and Urban Ladder. He graduated from IIT Roorkee, with learning stints at UFL and IIM Ahmedabad.

Anshul Agrawal

Chief Technology Officer

Julie leads internal communications, strategy and planning and employee engagement at Branch. Prior to Branch, she managed fundraising operations for

Julie Costello

People Operations Manager

Seyi leads Branch’s Nigeria Operations. Before joining Branch, he worked in the telecom sector for over a decade with Globacom and Etisalat. He also served on the management teams of Konga Online Shopping and Cars45.

Seyi Folaranmi

Head of Operations, Nigeria

Neeraj leads Branch’s India operations. Previously, he served as a consultant with Accenture, and has held tech, strategy & marketing roles in financial services. He is an alumnus of IIT Guwahati and IIM Lucknow.

Neeraj Gupta

Head of Operations, India

Sucheta oversees Branch’s Indian market. Previously, she headed WeWork’s P&L in India, set up and scaled Airtel’s IoT business, headed strategy for India’s largest Telco and was part of the founding team for Bain India.

Sucheta Mahapatra

Managing Director, India

Rose manages the East African markets for Branch. She has over 15 years experience in financial services, and her recent roles include Chief Digital Officer at HF Group in Kenya and founder of the Digital Lenders’ Association of Kenya (DLAK).

Rose Muturi

Managing Director, East Africa

Tolulope leads the legal team at Branch. For over a decade, she has advised on regulatory strategy, financing and M&A for financial and tech companies. She has a MSc. in Law and Finance from Queen Mary University of London and accolades from the IFLR and Chambers and Partners.

Tolulope Omoleye-Osindero

Head of Legal & Compliance

Premal builds partnerships that advance Branch’s mission. Prior to Branch, Premal co-founded Kiva and led the microfinance non-profit to +$1B in loans. He started his career at PayPal and graduated from Stanford.

Premal Shah

Chief Business Officer

Roger heads up finance at Branch and has held similar senior positions at See’s Candies, Sephora and more recently at OneMarket Network. Roger is an alumnus of the London School of Economics & Political Science.

Roger Simon

Chief Financial Officer

Sarah leads Branch’s People and Operations teams. Before joining Branch, she worked in financial services at Bloomberg and lender relations at Kiva. She holds an MBA from UC-Berkeley Haas School of Business.

Sarah Tait

Chief Operating Officer

Akshay leads Credit & Analytics. He has over two decades of experience in risk and analytics, supporting lending at firms like Capital One, Oliver Wyman, Union Bank and Better Finance. Most recently, he was at Lending Tree. He is an alumnus of IIT Bombay.

Akshay Tandon

Chief Credit & Analytics Officer


A16Z Formation 8 CEFIF IFC Khosla Ventures Trinity Ventures Victory Park Triple Point Foundation Capital Visa
Mobile Lending App Branch Partners With Visa, Announces $170 Million In Fresh Funding
Fintech start-up Branch raises funding for EM lending push