The power of financial access

Our mission is to deliver world-class financial services
to the mobile generation.

Data science
with a
social conscience

Applying machine learning, Branch has created an algorithmic approach to determine credit worthiness via customers' smartphones. While this tech-forward approach requires transparency and trust, it also enables a fair, secure and convenient path for customers to build capital and save for the future.

Mobile on the rise

In emerging markets across the globe, the middle class is booming and so is their need for fair, reliable financial services and capital. With smartphone growth at an all-time high, Branch has a unique opportunity to build customer-first financial products for people worldwide.

Scale by numbers

4 million +


29 million +

loans issued

1 billion +

dollars disbursed


Matt serves as the CEO for Branch. Prior to founding the company, he co-founded the ground-breaking microfinance non-profit, where he served as CEO for nearly a decade.

Matt Flannery

Co-Founder & CEO

Daniel leads Branch’s product development and engineering organizations. Before co-founding Branch, Daniel held senior roles in product management and business development strategy at

Daniel Jung

Co-Founder & Chief Product Officer

Premal builds partnerships that advance Branch’s mission. Prior to Branch, Premal co-founded Kiva and led the microfinance non-profit to +$1B in loans. He started his career at PayPal and graduated from Stanford.

Premal Shah


Neeraj leads Branch’s India business. Previously, he served as a consultant with Accenture, and has held tech, strategy & marketing roles in financial services. He is an alumnus of IIT Guwahati and IIM Lucknow.

Neeraj Gupta

Managing Director, India

Dayo oversees Branch’s Nigeria market. She has most recently held roles leading and managing a multi-million dollar financial services innovation fund at EFInA, and managing Union Bank of Nigeria’s corporate strategy efforts.

Dayo Ademola

Managing Director, Nigeria

Rose manages the East African markets for Branch. She has over 15 years experience in financial services, and her recent roles include Chief Digital Officer at HF Group in Kenya and founder of the Digital Lenders’ Association of Kenya (DLAK).

Rose Muturi

Managing Director, East Africa

Akshay leads Credit & Analytics. He has over two decades of experience in risk and analytics, supporting lending at firms like Capital One, Oliver Wyman, Union Bank and Better Finance. Most recently, he was at Lending Tree. He is an alumnus of IIT Bombay.

Akshay Tandon

Chief Credit & Analytics Officer

Seyi leads Branch’s Nigeria Operations. Before joining Branch, he worked in the telecom sector for over a decade with Globacom and Etisalat. He also served on the management teams of Konga Online Shopping and Cars45.

Seyi Folaranmi

Head of Operations, Nigeria

Anshu heads the Finance function at Branch. He is a Qualified Chartered Accountant from the Institute of Chartered Accountants of India. He started his career with KPMG and moved on to Credit Suisse and Maersk before joining Branch.

Anshu Agarwal

Chief Financial Officer

Anshul leads Branch’s engineering team. He comes with extensive startup experience and has worked at companies like Zynga and Urban Ladder. He graduated from IIT Roorkee, with learning stints at UFL and IIM Ahmedabad.

Anshul Agrawal

Chief Technology Officer

Seun leads the People function at Branch. She has extensive experience with Startups and worked at Uber before joining Branch. She is a Senior Certified Professional by the Society for Human Resource Management USA and an alumnus of Covenant University, Nigeria.

Seun Olafusi

Chief People Officer

Tolulope leads the legal team at Branch. For over a decade, she has advised on regulatory strategy, financing and M&A for financial and tech companies. She has a MSc. in Law and Finance from Queen Mary University of London and accolades from the IFLR and Chambers and Partners.

Tolulope Omoleye-Osindero

Head of Legal & Compliance


A16Z Formation 8 CEFIF IFC Khosla Ventures Trinity Ventures Victory Park Triple Point Foundation Capital Visa
Mobile Lending App Branch Partners With Visa, Announces $170 Million In Fresh Funding
Fintech start-up Branch raises funding for EM lending push