The power of financial access

Our mission is to deliver world-class financial services
to the mobile generation.

Data science
with a
social conscience

Applying machine learning, Branch has created an algorithmic approach to determine credit worthiness via customers' smartphones. While this tech-forward approach requires transparency and trust, it also enables a fair, secure and convenient path for customers to build capital and save for the future.

Mobile on the rise

In emerging markets across the globe, the middle class is booming and so is their need for fair, reliable financial services and capital. With smartphone growth at an all-time high, Branch has a unique opportunity to build customer-first financial products for people worldwide.

Scale by numbers

3 million +


15 million +

loans issued

350 million +

dollars disbursed


Matt serves as the CEO for Branch. Prior to founding the company, he co-founded the ground-breaking microfinance non-profit, where he served as CEO for nearly a decade.

Matt Flannery

Co-Founder and CEO

Daniel leads Branch’s product development and engineering organizations. Before co-founding Branch, Daniel held senior roles in product management and business development strategy at

Daniel Jung

Co-Founder and COO

Neeraj leads Branch’s India operations. Previously, he served as a consultant with Accenture, and has held tech, strategy & marketing roles in financial services. He is an alumnus of IIT Guwahati and IIM Lucknow.

Neeraj Gupta

India General Manager

Dan oversees Branch’s Kenyan market. Previously, he served as an advisor with PwC, focusing on financial services and telecommunications.

Dan Karuga

East Africa General Manager

Ben leads Branch’s engineering organization. He previously co-founded Rep and held senior engineering management positions at Google and YouTube.

Ben Liebald

Chief Technology Officer

Tolulope leads the legal team at Branch. For over a decade, she has advised on regulatory strategy, financing, and M&A for financial and technology companies. She has a MSc. in Law and Finance from Queen Mary University of London and accolades from the IFLR and Chambers and Partners.

Tolulope Omoleye-Osindero

Head of Legal and Compliance

Maria oversees Branch’s Nigeria market. She previously served as Uber’s Country Manager for Nigeria and held management consultant roles with Deloitte Nigeria.

Maria K. Rotilu

Nigeria General Manager

Premal builds partnerships that advance Branch’s mission. Prior to Branch, Premal co-founded Kiva and led the microfinance non-profit to +$1B in loans. He started his career at PayPal and graduated from Stanford.

Premal Shah

Chief Business Officer

Roger heads up finance at Branch and has held similar senior positions at See’s Candies, Sephora and more recently at OneMarket Network. Roger is an alumnus of the London School of Economics & Political Science.

Roger Simon

Chief Financial Officer

Sarah leads Branch’s People Operations team. Before joining Branch, she worked in financial services at Bloomberg and lender relations at Kiva. She holds an MBA from UC-Berkeley Haas School of Business.

Sarah Tait

Chief People Officer


A16Z Formation 8 CEFIF IFC Khosla Ventures Trinity Ventures Victory Park Triple Point Foundation Capital Visa
Mobile Lending App Branch Partners With Visa, Announces $170 Million In Fresh Funding
Fintech start-up Branch raises funding for EM lending push