Branch International

Life moves faster than the pace of bank queues. Your smartphone is making the world a smaller place—and a faster one.

Branch is a for-profit socially conscious company based in San Francisco, Nairobi, Lagos and Mumbai. We use technology to dramatically reduce the cost of delivering financial services in emerging markets. Our first product is credit. Branch is like a bank in your pocket, there for you at all times.

Commitment to Privacy and Security

Branch eliminates the challenges of getting a loan by using the data on your phone to create a credit score. We encrypt the data you choose to share with us to protect your privacy. We do not share your information with third parties.

Fair and Transparent Services

Our fees are clear and easy to understand. Our terms allow for easy repayment. We do not charge late fees or rollover fees. The more you use Branch, the better it gets. As you pay back on time, our fees decrease, and you unlock larger loans with more flexible terms.

Innovative Product, Compassionate People

Complete our application in minutes. Receive your loan instantly. We provide world-class support, 24 hours a day. Ask a question in the app and receive a response in minutes. We are motivated by seeing you succeed, and we will never stop improving to better serve you.