With Branch, everything is 100% smartphone based. We bypass the hurdles imposed by traditional institutions and provide more customers in more places access to money and the freedom to use it whenever and wherever they choose.
We assess people's credit based on smartphone data. With no paperwork or red tape, our approval process is quick and gives people an opportunity to build credit regardless of their banking history.
Branch challenges the status quo and provides customers a frictionless opportunity to build credit and live life to the fullest. From the ease of our app to our responsive customer support team, everything we do is in service of delivering the best user experience.
With growing ubiquity of the smartphone and billions of underserved people across the globe, the market is ripe for disruption. Branch is leading the way by bringing together cutting-edge technology and user-friendly mobile services to open new channels for personal empowerment and financial growth.
“Branch has been there when I need it for my business. It’s real, it’s reliable and simple to use.“
– Debola O., Lagos, Nigeria
Through machine learning and mobile technology, we're transforming the financial services landscape in emerging markets across the globe. And we're just getting started.