Use your Android smartphone to download Branch from the Google Play Store.
Fill out a simple form in under 30 seconds and submit for a quick review.
Loans are convienently sent to your mobile money account in minutes.
Repay with your mobile money account. Build your credit to unlock larger loans.
Our machine learning algorithms process thousands of data points to assess your credit profile and create tailored loan products. We collect this data with permission by accessing information on your phone:
We use world class data security and encryption techniques to protect the data you share. With this data, we create a seamless experience that provides transparent financial services to our customers.
Branch never shares your information with third parties unless it is for dedicated business purposes, such as reporting defaulters to authorized credit reference bureaus. We do not sell your data or credit profile.
As you build your credit history with Branch, our fees dramatically decrease and you unlock larger loans and more flexible terms. We designed our loan product to fit your needs. We do not require savings to become a customer. Our loans do not have late penalties or rollover fees
|Loan Amounts||Ksh 250 - Ksh 50,000||Tsh 5,000 - Tsh 975,000||N1,500 - N150,000|
|Loan Terms||4 - 52 Weeks||4 - 64 Weeks||4 - 64 Weeks|
|Late / Rollover Fees||None||None||None|
|Interest Range||6% - 23%||13% - 34%||15% - 28%|
|Equivalent Monthly Interest||1% - 14%||1% - 21%||1% - 21%|
|Equivalent APR||12% - 180%||13% - 260%||15% - 260%|